Albania - Interest rate spread

Interest rate spread (lending rate minus deposit rate, %)

The value for Interest rate spread (lending rate minus deposit rate, %) in Albania was 5.61 as of 2021. As the graph below shows, over the past 29 years this indicator reached a maximum value of 13.80 in 2000 and a minimum value of 2.08 in 1992.

Definition: Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.

Source: International Monetary Fund, International Financial Statistics and data files.

See also:

Year Value
1992 2.08
1993 2.25
1994 3.83
1995 4.35
1996 7.18
1997 5.43
1999 8.67
2000 13.80
2001 11.93
2002 6.77
2003 5.90
2004 5.15
2005 7.99
2006 7.71
2007 8.44
2008 6.22
2009 5.89
2010 6.40
2011 6.57
2012 5.46
2013 5.66
2014 6.06
2015 6.48
2016 5.90
2017 5.45
2018 5.18
2019 5.78
2020 5.71
2021 5.61

Classification

Topic: Financial Sector Indicators

Sub-Topic: Interest rates