Azerbaijan - Risk premium on lending

Risk premium on lending (lending rate minus treasury bill rate, %)

The value for Risk premium on lending (lending rate minus treasury bill rate, %) in Azerbaijan was 2.22 as of 2017. As the graph below shows, over the past 19 years this indicator reached a maximum value of 18.87 in 2010 and a minimum value of 1.18 in 1999.

Definition: Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.

Source: International Monetary Fund, International Financial Statistics database.

See also:

Year Value
1998 5.75
1999 1.18
2000 2.92
2001 3.20
2002 3.25
2003 7.46
2004 11.10
2005 9.51
2006 7.83
2007 8.49
2008 9.31
2009 16.72
2010 18.87
2011 16.71
2012 15.92
2013 16.32
2014 15.97
2016 3.42
2017 2.22

Classification

Topic: Financial Sector Indicators

Sub-Topic: Interest rates