Guyana - Risk premium on lending

Risk premium on lending (lending rate minus treasury bill rate, %)

The value for Risk premium on lending (lending rate minus treasury bill rate, %) in Guyana was 7.34 as of 2021. As the graph below shows, over the past 40 years this indicator reached a maximum value of 12.18 in 2013 and a minimum value of 0.70 in 1994.

Definition: Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.

Source: International Monetary Fund, International Financial Statistics database.

See also:

Year Value
1981 1.88
1982 2.10
1983 2.25
1984 2.25
1985 2.25
1986 2.25
1987 3.67
1988 4.04
1989 3.75
1990 2.75
1991 2.62
1992 2.94
1993 2.54
1994 0.70
1995 1.71
1996 6.44
1997 8.14
1998 8.44
1999 5.80
2000 7.42
2001 9.23
2002 11.39
2003 11.95
2004 10.92
2005 10.75
2006 10.59
2007 10.67
2008 10.60
2009 10.24
2010 10.67
2011 11.97
2012 12.13
2013 12.18
2014 11.27
2015 11.00
2016 11.15
2017 11.45
2018 11.46
2019 8.94
2020 7.93
2021 7.34

Classification

Topic: Financial Sector Indicators

Sub-Topic: Interest rates