Romania - Interest rate spread

Interest rate spread (lending rate minus deposit rate, %)

The value for Interest rate spread (lending rate minus deposit rate, %) in Romania was 4.03 as of 2021. As the graph below shows, over the past 28 years this indicator reached a maximum value of 43.90 in 1993 and a minimum value of 4.03 in 2021.

Definition: Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.

Source: International Monetary Fund, International Financial Statistics and data files.

See also:

Year Value
1993 43.90
1994 33.39
1995 5.99
1996 17.87
1997 16.69
1998 18.04
1999 19.78
2000 20.74
2001 18.53
2002 16.19
2003 14.41
2004 14.07
2005 13.19
2006 9.21
2007 6.65
2008 5.48
2009 5.29
2010 6.76
2011 5.83
2012 5.82
2013 5.97
2014 5.45
2015 4.88
2016 4.60
2017 4.68
2018 5.50
2019 5.38
2020 4.56
2021 4.03

Classification

Topic: Financial Sector Indicators

Sub-Topic: Interest rates