Rwanda - Risk premium on lending

Risk premium on lending (lending rate minus treasury bill rate, %)

The value for Risk premium on lending (lending rate minus treasury bill rate, %) in Rwanda was 9.85 as of 2021. As the graph below shows, over the past 22 years this indicator reached a maximum value of 15.92 in 2009 and a minimum value of 3.47 in 2004.

Definition: Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.

Source: International Monetary Fund, International Financial Statistics database.

See also:

Year Value
1999 4.57
2000 6.05
2001 7.47
2002 6.89
2003 4.81
2004 3.47
2009 15.92
2010 10.54
2011 10.29
2012 7.29
2013 8.39
2014 12.84
2015 14.02
2016 11.25
2017 10.26
2018 11.85
2019 11.31
2020 10.80
2021 9.85

Classification

Topic: Financial Sector Indicators

Sub-Topic: Interest rates