About this application: This application provides summary profiles showing frequently requested data items from various US Census Bureau programs. Profiles are available for the nation, states, and counties.
Median selected monthly owner costs -with a mortgage, 2014-2018 - (US Dollars)
County
Value
Alcona
900
Alger
1,075
Allegan
1,236
Alpena
932
Antrim
1,172
Arenac
947
Baraga
1,012
Barry
1,233
Bay
1,054
Benzie
1,151
Berrien
1,187
Branch
1,034
Calhoun
1,097
Cass
1,156
Charlevoix
1,216
Cheboygan
1,053
Chippewa
1,042
Clare
928
Clinton
1,388
Crawford
957
Delta
1,029
Dickinson
1,053
Eaton
1,304
Emmet
1,273
Genesee
1,177
Gladwin
1,031
Gogebic
887
Grand Traverse
1,304
Gratiot
1,035
Hillsdale
1,042
Houghton
1,030
Huron
975
Ingham
1,267
Ionia
1,141
Iosco
881
Iron
908
Isabella
1,175
Jackson
1,134
Kalamazoo
1,289
Kalkaska
976
Kent
1,259
Keweenaw
968
Lake
922
Lapeer
1,259
Leelanau
1,384
Lenawee
1,170
Livingston
1,554
Luce
895
Mackinac
1,042
Macomb
1,347
Manistee
1,070
Marquette
1,152
Mason
1,084
Mecosta
1,089
Menominee
961
Midland
1,221
Missaukee
1,002
Monroe
1,295
Montcalm
1,018
Montmorency
934
Muskegon
1,055
Newaygo
1,068
Oakland
1,640
Oceana
1,018
Ogemaw
936
Ontonagon
889
Osceola
972
Oscoda
869
Otsego
1,106
Ottawa
1,300
Presque Isle
944
Roscommon
917
Saginaw
1,100
Sanilac
1,016
Schoolcraft
1,049
Shiawassee
1,119
St. Clair
1,231
St. Joseph
1,041
Tuscola
1,061
Van Buren
1,172
Washtenaw
1,737
Wayne
1,283
Wexford
995
Value for Michigan (US Dollars): $1,279
Data item: Median selected monthly owner costs -with a mortgage, 2014-2018
Sources: U.S. Census Bureau, American Community Survey (ACS) and Puerto Rico Community Survey (PRCS), 5-Year Estimates. The PRCS is part of the Census Bureau's ACS, customized for Puerto Rico. Both Surveys are updated every year.
Definition
Selected monthly owner costs are the sum of payments for mortgages, deeds of trust, contracts to purchase, or similar debts on the property (including payments for the first mortgage, second mortgages, home equity loans, and other junior mortgages); real estate taxes; fire, hazard, and flood insurance on the property; utilities (electricity, gas, and water and sewer); and fuels (oil, coal, kerosene, wood, etc.). It also includes, where appropriate, the monthly condominium fee for condominiums and mobile home costs (installment loan payments, personal property taxes, site rent, registration fees, and license fees). Selected monthly owner costs were tabulated for all owner-occupied units, and usually are shown separately for units "with a mortgage" and for units "without a mortgage. For the complete definition, go to ACS subject definitions "Selected Monthly Owner Costs."
Source and Accuracy
This Fact is based on data collected in the American Community Survey (ACS) and the Puerto Rico Community Survey (PRCS) conducted annually by the U.S. Census Bureau. A sample of over 3.5 million housing unit addresses is interviewed each year over a 12 month period. This Fact (estimate) is based on five years of ACS and PRCS sample data and describes the average value of person, household and housing unit characteristics over this period of collection.
Statistics from all surveys are subject to sampling and nonsampling error. Sampling error is the uncertainty between an estimate based on a sample and the corresponding value that would be obtained if the estimate were based on the entire population (as from a census). Measures of sampling error are provided in the form of margins of error for all estimates included with ACS and PRCS published products. The Census Bureau recommends that data users incorporate this information into their analyses, as sampling error in survey estimates could impact the conclusions drawn from the results. The data for each geographic area are presented together with margins of error at Using margins of error. A more detailed explanation of margins of error and a demonstration of how to use them is provided below.
For more information on sampling and estimation methodology, confidentiality, and sampling and nonsampling errors, please see the Multiyear Accuracy (US) and the Multiyear Accuracy (Puerto Rico) documents at "Documentation - Accuracy of the data."
Margin of Error
As mentioned above, ACS estimates are based on a sample and are subject to sampling error. The margin of error measures the degree of uncertainty caused by sampling error. The margin of error is used with an ACS estimate to construct a confidence interval about the estimate. The interval is formed by adding the margin of error to the estimate (the upper bound) and subtracting the margin of error from the estimate (the lower bound). It is expected with 90 percent confidence that the interval will contain the full population value of the estimate. The following example is for demonstrating purposes only. Suppose the ACS reported that the percentage of people in a state who were 25 years and older with a bachelor's degree was 21.3 percent and that the margin of error associated with this estimate was 0.7 percent. By adding and subtracting the margin of error from the estimate, we calculate the 90-percent confidence interval for this estimate:
Therefore, we can be 90 percent confident that the percent of the population 25 years and older having a bachelor's degree in a state falls somewhere between 20.6 percent and 22.0 percent.