About this application: This application provides summary profiles showing frequently requested data items from various US Census Bureau programs. Profiles are available for the nation, states, and counties.
Median selected monthly owner costs -with a mortgage, 2014-2018 - (US Dollars)
County
Value
Albany
1,713
Allegany
993
Broome
1,198
Cattaraugus
1,061
Cayuga
1,253
Chautauqua
986
Chemung
1,152
Chenango
1,140
Clinton
1,263
Columbia
1,697
Cortland
1,270
Delaware
1,233
Dutchess
2,260
Erie
1,312
Essex
1,291
Franklin
1,200
Fulton
1,127
Genesee
1,237
Greene
1,544
Hamilton
1,228
Herkimer
1,125
Jefferson
1,274
Lewis
1,200
Livingston
1,312
Madison
1,320
Monroe
1,403
Montgomery
1,221
Nassau
3,193
Niagara
1,245
Oneida
1,218
Onondaga
1,385
Ontario
1,392
Orange
2,280
Orleans
1,224
Oswego
1,214
Otsego
1,287
Putnam
2,707
Rensselaer
1,625
Rockland
3,097
Saratoga
1,748
Schenectady
1,578
Schoharie
1,371
Schuyler
1,176
Seneca
1,167
St. Lawrence
1,098
Steuben
1,146
Suffolk
2,782
Sullivan
1,629
Tioga
1,286
Tompkins
1,625
Ulster
1,917
Warren
1,463
Washington
1,394
Wayne
1,265
Westchester
3,398
Wyoming
1,145
Yates
1,160
Value for New York (US Dollars): $2,114
Data item: Median selected monthly owner costs -with a mortgage, 2014-2018
Sources: U.S. Census Bureau, American Community Survey (ACS) and Puerto Rico Community Survey (PRCS), 5-Year Estimates. The PRCS is part of the Census Bureau's ACS, customized for Puerto Rico. Both Surveys are updated every year.
Definition
Selected monthly owner costs are the sum of payments for mortgages, deeds of trust, contracts to purchase, or similar debts on the property (including payments for the first mortgage, second mortgages, home equity loans, and other junior mortgages); real estate taxes; fire, hazard, and flood insurance on the property; utilities (electricity, gas, and water and sewer); and fuels (oil, coal, kerosene, wood, etc.). It also includes, where appropriate, the monthly condominium fee for condominiums and mobile home costs (installment loan payments, personal property taxes, site rent, registration fees, and license fees). Selected monthly owner costs were tabulated for all owner-occupied units, and usually are shown separately for units "with a mortgage" and for units "without a mortgage. For the complete definition, go to ACS subject definitions "Selected Monthly Owner Costs."
Source and Accuracy
This Fact is based on data collected in the American Community Survey (ACS) and the Puerto Rico Community Survey (PRCS) conducted annually by the U.S. Census Bureau. A sample of over 3.5 million housing unit addresses is interviewed each year over a 12 month period. This Fact (estimate) is based on five years of ACS and PRCS sample data and describes the average value of person, household and housing unit characteristics over this period of collection.
Statistics from all surveys are subject to sampling and nonsampling error. Sampling error is the uncertainty between an estimate based on a sample and the corresponding value that would be obtained if the estimate were based on the entire population (as from a census). Measures of sampling error are provided in the form of margins of error for all estimates included with ACS and PRCS published products. The Census Bureau recommends that data users incorporate this information into their analyses, as sampling error in survey estimates could impact the conclusions drawn from the results. The data for each geographic area are presented together with margins of error at Using margins of error. A more detailed explanation of margins of error and a demonstration of how to use them is provided below.
For more information on sampling and estimation methodology, confidentiality, and sampling and nonsampling errors, please see the Multiyear Accuracy (US) and the Multiyear Accuracy (Puerto Rico) documents at "Documentation - Accuracy of the data."
Margin of Error
As mentioned above, ACS estimates are based on a sample and are subject to sampling error. The margin of error measures the degree of uncertainty caused by sampling error. The margin of error is used with an ACS estimate to construct a confidence interval about the estimate. The interval is formed by adding the margin of error to the estimate (the upper bound) and subtracting the margin of error from the estimate (the lower bound). It is expected with 90 percent confidence that the interval will contain the full population value of the estimate. The following example is for demonstrating purposes only. Suppose the ACS reported that the percentage of people in a state who were 25 years and older with a bachelor's degree was 21.3 percent and that the margin of error associated with this estimate was 0.7 percent. By adding and subtracting the margin of error from the estimate, we calculate the 90-percent confidence interval for this estimate:
Therefore, we can be 90 percent confident that the percent of the population 25 years and older having a bachelor's degree in a state falls somewhere between 20.6 percent and 22.0 percent.